This article is brought to you by the Community Foundation Serving Howard, Clinton, and Carroll Counties. Running into some questions as you fill out your general scholarships application? That’s okay, we have a staff member for that!

Our Scholarships Officer, Bethany, is here to help you succeed. She regularly speaks with students, parents, school counselors, and others to make sure our scholarship processes run efficiently. You can always reach out to Bethany at 765-454-7298 or bethany@cfhoward.org.

Community First Bank (CFB) is proud to announce the launch of its “Small Change, Big Impact” campaign, an initiative designed to help ease the transition as the nation moves away from the penny.

Most pennies quickly leave circulation, often ending up in jars and drawers, which contributes to ongoing shortages in local economies. In fact, households across the country are holding onto an estimated $60 to $90 in coins each, according to the Federal Reserve.

To help keep small change in circulation and support local businesses, CFB invites customers and community members to participate in the “Small Change, Big Impact” campaign now through February 13, 2026. Community members can bring in pennies to exchange, and in return, participants will receive a coupon card featuring special offers from beloved local businesses.

In Howard County, these include PF Hendricks, Olive Tree Boutique, and PASTArrific. In Hamilton County, participating businesses are Rivet, Turn the Page, and Big Hoffas. To add to the excitement, anyone who brings in at least 25 pennies will be entered into a drawing for a local prize basket valued at $350. See bank for full details.

CFB’s “Small Change, Big Impact” campaign is a way to keep small change circulating locally, support neighborhood businesses, and foster community spirit. As a community bank, CFB is committed to helping local businesses thrive, especially during times of change. To find a branch near you, visit CFBindiana.com/locations.